Rethinking that '4 percent' retirement rule

It may seem like a fairly safe bet. Withdraw no more than 4 percent from your retirement savings each year, and you'll have enough to last the rest of your life.

After all, many people's biggest fear in facing retirement is the possibility of outliving their money. To make sure retirees have enough money, many financial advisors have relied on a rule that a nest egg should hold out as long as they withdraw a maximum of 4 percent annually.

But some certified financial planners now say the so-called 4 percent rule could put your retirement savings at risk.

bing bu shi yi ge yi mao bu ba de ren 

　　zuo tian wo guo sheng ri ，nan peng you gei wo fa liao yi ge duan xin ，

　　kan dao duan xin wo ku liao 。nei rong shi ：wo hua yi mao qian fa zhe tiao duan xin gei ni ，

　　shi wei liao gao su ni ——wo bing bu shi yi ge yi mao bu ba de ren 。

　　bi ru zhe yi mao qian de duan xin jiu shi wo song ni de sheng ri li wu 。